Invoice Finance
Quick access to the funds in your invoices
Invoice your clients. Upload your temp and perm invoices into the APositive portal or sync automatically through an integrated timesheet platform.
Draw up to 90% of the invoice value on the day it’s raised, or immediately through an integrated timesheet platform.
Continue managing your client relationships and collections as usual. Once your client settles their invoice, the remaining balance is released to you, less any fees.
You’ve made the placement and the work has begun. But while contractors need to be paid on time and business costs continue, your client may not settle the invoice for weeks or even months.
APositive bridges that gap by giving you access to cash from your temp and perm invoices sooner. That means you can meet payroll, take on new placements and keep growing without waiting for client payments to arrive.
Unlock the cash tied up in unpaid invoices and access up to 90% of their value on the day they’re raised. Fund payroll, cover overheads and keep your business moving without waiting for clients to pay.
Turning away business because of cash flow pressure? Access funding that grows with your invoices, so you can take on new placements and larger contracts with confidence.
We’ve helped hundreds of recruitment agencies across Australia and New Zealand. We’ll credit check your clients, review your terms and help strengthen your back-office processes so your cash flow runs more efficiently.
When Lead Group expanded into temporary recruitment, it needed funding that could keep pace with its growing contractor payroll. APositive provided recruitment-specific funding that scaled alongside new placements and supported the agency’s growth.
The AFunding platform connects with leading accounting, payroll and workforce management software, reducing admin and allowing you to focus on running your business.
The AFunding platform has been designed to help workforce businesses get the funds they need, when they need them.
With an easy to use dashboard built to work with leading payroll software, it puts you in control of your finances and makes managing your cash flow easy.
An experienced funding specialist will assist with running your facility and offer day-to-day guidance.
Choose the customers to finance, no concentration limits, advance rates up to 90%, different pricing models.
Seamlessly integrates into your back office to automate verification and access to funds
Fund temp and perm invoices, whether you are launching a new agency or scaling an established recruitment business.
We’ll credit check your clients, with the option to add bad debt protection to your facility for greater protection against customer failure.
Tell us about your agency and one of our recruitment funding specialists will help you explore the right funding option.
Call 1800 276 748 or complete the form and we’ll be in touch.
1. One of our recruitment funding specialists will get in touch.
2. We’ll have a straightforward conversation about your business, your goals and how your agency operates.
3. We’ll answer your questions, explore the funding options that suit your needs and explain the next steps.
Invoice finance is a funding solution that allows businesses to unlock cash tied up in unpaid invoices. Instead of waiting 30 to 90 days for clients to pay, AFunding advances you up to 90% of the invoice value on the same day the invoice is raised. This helps recruitment and labour hire businesses improve cash flow, pay contractors on time, and keep operations running smoothly while waiting for customer payments.
We work with workforce companies in Australia and New Zealand; from startups to mature businesses. We work with both temporary and permanent recruitment agencies.
There are a range of pricing models available to help meet your individual requirements.
We can charge a single fee as a percentage of your invoice so that you know your costs upfront and impact on your gross margin, or we can provide a Line of Credit where you pay for the funds you draw.
There are three main factors that determine the fees we charge, and once we know this information, we can set a fee relevant to your needs:
For our Line of Credit pricing we align our charge rate to a variable base rate:
These are base rates only. In addition, a margin rate may apply as separately disclosed to you. These rates may change from time to time.
Want a tailored quote? Send us an enquiry and our team can provide pricing based on your business needs and funding requirements.
Invoice discounting is a type of invoice finance that allows you to access cash tied up in unpaid invoices while retaining full control of your sales ledger and customer relationships. With APositive AFunding, your business continues to manage invoice collection directly, rather than selling your invoices.
Most APositive facilities are disclosed, meaning your customers are aware that invoice finance is in place. However, confidential invoice discounting may be available for eligible businesses where privacy is required.
We advance up to 90% of the value of your invoices.
At APositive, most recruitment and labour hire clients can be set up and accessing funds within 48 hours, subject to the completion of the application process, delivery of all necessary information and credit approval.
Funding can be automated or you can log in to your finance portal to draw on funds. Your balance is repaid as your clients pay their invoices.
Yes, you can fund permanent recruitment invoices via your AFunding Invoice Finance facility.
Alternatively, we have a Recruit Now, Pay Later product, APay which allows employers to pay recruitment fees in 3-6 month instalments.
No, they remain your invoices. We simply leverage the value of those invoices to provide you access to cash flow. Collecting payments and managing customer relationships remain your responsibility.
The majority of our AFunding Invoice Finance facilities are disclosed meaning that your customers are aware, however, there is an option to have a confidential facility if you meet certain eligibility requirements.
Our consultants have extensive experience assisting the growth of hundreds of businesses like yours. Get in touch with us today and see how we can make a positive difference.