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Card payments and instalments, on your terms.

APay gives your clients more ways to pay, while allowing you to get paid upfront everytime.

Offer card payments, instalments, or both. Your choice
Seamless integration with your accounting software
Keep your existing invoicing process
Woman making a card payment online
Product widget showing recruitment fee repayments over 3 months
Check icon with the words 'Fee paid'
Rated EXCELLENT by over 150 Australian & NZ companies from startups to enterprise

More choice, Better cash flow

Built for recruiters, labour hire & SaaS

Get paid upfront while your clients pay over 3–6 monthly instalments,
or let them pay instantly using debit, credit or Amex.

Faster cash flow

APay helps recruitment and labour hire companies get paid faster ensuring improved cash flow and reduced payment delays.

Happier clients

APay makes it easier for your clients to pay your invoices. There’s less friction and it becomes a powerful tool to help win and retain clients.

Seamless integration

APay connects with Xero, ensuring there’s no disruption to your current invoicing process.

Give your clients more choice

Instalments, credit cards or both - you decide.

Installments

Recruit now, pay later

Give clients up to 6 monthly installments on any invoice, without waiting for the cash. APositive pays you the full invoice upfront and collects from your client.

Your client repays APay over the agreed term
APay releases the funds to you immediately
With the option to choose who carries the fee
Card payments

Pay any invoice by card

A modern alternative to bank transfer. Your client pays the invoice by card, APositive receives the funds and passes them through to you.*

Supports Visa, Mastercard, and Amex payments
Clients retain their usual card rewards and benefits
Standard processing, secure & PCI-compliant

*Currently available only on Xero and Astute

How APay works

One invoice, with two payment options: card or instalments.
Your client picks what works best for them.

1
Send an invoice with APay

Connect APay to your invoicing system and add a payment link to your invoice so clients can pay directly.

An invoice with a Pay online button
2
Your client selects how to pay

When receiving the invoice, your client chooses between paying by card or spreading the invoice over instalments.

a user interface elements showing payment options
3
You get paid upfront

Regardless of the payment option selected by your client, you get paid upfront.

a user interface widget showing an amount of money received
APay instalments explained

Recruit now, pay later

Instead of delaying decisions over upfront cost, clients can spread payments over time while you move forward with placements.

Once I started mentioning APay during my service overview, it really changed how clients responded. It made the process more accessible and removed a major barrier.
Emma De Deus
Associate Partner, Gorilla Jobs
View case study
Emma De Deus
I believe that APay is a great platform if you want to assist your clients with their cash flow. So I would definitely recommend any recruiter out there to engage with them.
Carolina Guillen
Senior Consultant, Ivory Group
View case study
Carolina Guillen, Senior Consultant, Ivory Group
To partner with someone who truly understands our business and knows the journey we’re going through has been invaluable
Adrian Byra
Co-founder and Director, Lead Group
View case study
Adrian Byra, Co-founder and Director, Lead Group
Integrations

Built to work with JobAdder

If your agency uses JobAdder recruitment software, then APay is even easier. Recruit as you normally do and invoice details are automatically sent to APay.

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Get in touch

Ready to get started or just want to chat?

Call us on  1800 276 748 or complete the form and we’ll be in touch

FAQs

Need more information about APay? If your question isn’t answered here, drop us a line and let’s chat.

How do I apply for APay?

Applying for APay involves just a short online application form, however the best way to get started is to speak to one of our Workforce Finance Consultants (via the Contact Us button at the top of this page) to discuss in detail.

Am I eligible for APay?

APay is available to both recruiters and employers involved in permanent recruitment.

Is there a cost to sign up?

There is no fee to sign up to APay.

What is the fee structure?

The first 3 months costs 4% of invoice value, and then an extra 1% per additional month up to 6 months.

  • 3 monthly instalments = 4%
  • 4 monthly instalments = 5%
  • 5 monthly instalments = 6%
  • 6 monthly instalments = 7%

Who pays the fee?

You have the flexibility to choose, it can be paid by either the recruiter or the employer.

How do I upload an invoice?

Invoices are submitted either through an integration with JobAdder or via a custom-branded landing page with a simple online form.

Will APay fund any invoice value I submit?

Yes, we can offer instalment payment plans on any permanent placement invoice.

Discover how APay can help your business grow

Our consultants have extensive experience assisting the growth of hundreds of businesses like yours. Get in touch with us today and see how we can make a positive difference.